How to avoid Psalm 49:20's fate?
How can we gain understanding to avoid the fate described in Psalm 49:20?

The sobering reality in Psalm 49:20

Psalm 49:20: “A man who has riches without understanding is like the beasts that perish.”

• Riches alone cannot save the soul.

• Lacking godly understanding reduces a person to the level of animals that die without hope of eternity.


The root issue: misplaced trust

• Wealth easily becomes an idol, drawing hearts from the Lord. Proverbs 11:28: “He who trusts in his riches will fall, but the righteous will flourish like a green leaf.”

• A mind untouched by Scripture remains darkened. Ephesians 4:18: “They are darkened in their understanding, alienated from the life of God because of the ignorance that is in them.”

• Eternal realities get ignored when temporal gains dominate. Luke 12:20-21 shows God calling the rich fool home while his barns stay full but his soul empty.


Steps toward true understanding

• Fear the Lord

Proverbs 9:10: “The fear of the LORD is the beginning of wisdom, and knowledge of the Holy One is understanding.”

• Seek the Word daily

Psalm 119:130: “The unfolding of Your words gives light; it imparts understanding to the simple.”

• Cultivate humility

Isaiah 66:2: “This is the one I will esteem: he who is humble and contrite in spirit and trembles at My word.”

• Value the eternal over the temporal

Colossians 3:2: “Set your minds on things above, not on earthly things.”

• Practice generosity

1 Timothy 6:17-19 calls the wealthy to be “rich in good deeds,” storing up “treasure for the coming age.”

• Walk with the wise

Proverbs 13:20: “He who walks with the wise will become wise, but the companion of fools will be destroyed.”

• Ask God for wisdom

James 1:5: “If any of you lacks wisdom, he should ask God, who gives generously to all without finding fault, and it will be given to him.”


Daily habits that cultivate wisdom

• Read a portion of Scripture each morning and evening.

• Meditate by repeating key verses throughout the day.

• Memorize passages that address wealth, contentment, and eternity.

• Journal insights, noting where repentance or obedience is needed.

• Engage in regular fellowship, hearing testimonies of God’s faithfulness.

• Serve others, letting compassion loosen the grip of materialism.

• Review finances monthly, praying over giving and spending to keep priorities eternal.


The promised reward of understanding

• Inner stability when markets shake. Proverbs 10:25: “When the whirlwind passes, the wicked are no more, but the righteous are secure forever.”

• Clear guidance in decisions. Psalm 32:8: “I will instruct you and teach you in the way you should go.”

• Growing likeness to Christ, whose life overflowed with grace rather than possessions.

• Eternal treasure that never fades, fulfilling Jesus’ words in Matthew 6:20: “Store up for yourselves treasures in heaven, where moth and rust do not destroy.”

By pursuing this path of reverent, Scripture-shaped understanding, the fate of Psalm 49:20 is avoided and life becomes rich toward God.

What does 'perishes like the beasts' imply about human pride and mortality?
Top of Page
Top of Page