Luke 19:23: Stewardship accountability?
How does Luke 19:23 illustrate accountability in Christian stewardship?

The Setting: A Master, a Servant, and a Mina

- Jesus tells the parable of a nobleman who entrusts different servants with one mina each (Luke 19:12-13).

- On his return, the nobleman calls every servant “to learn what they had gained” (v.15).

- One servant has simply hidden the mina; verse 23 records the master’s pointed response.


The Verse Itself: Luke 19:23

“Why then did you not deposit my money in the bank, and upon my return I could have collected it with interest?”


Key Observations on Accountability

- Ownership: The nobleman calls the mina “my money.” All resources ultimately belong to Christ (Psalm 24:1).

- Expectation: Even the simplest option—putting the money in a bank—would have produced some return. The servant’s inaction leaves him without excuse.

- Review: The master demands an account “upon my return,” reflecting the coming judgment seat of Christ (2 Corinthians 5:10).

- Results: Failure to act brings loss and rebuke (Luke 19:24-26).


Stewardship Principles from the Verse

- Faithfulness is measured by growth, not mere preservation (1 Corinthians 4:2).

- Small steps of obedience still matter; incremental interest would have pleased the master.

- Opportunity squandered is accountability heightened; the servant had time, resources, and clear authority.

- Excuses rooted in fear (v.21) do not absolve responsibility.


Broader Biblical Witness

- Genesis 1:28 — Humanity is commissioned to “fill and subdue” the earth, implying active management.

- Proverbs 27:23-24 — Know the condition of your flocks; diligent oversight prevents loss.

- Matthew 25:14-30 — Parallel parable of the talents reinforces identical truths.

- 1 Peter 4:10 — “Each of you should use whatever gift he has received to serve others.”


Practicing Accountable Stewardship Today

- Identify every resource—time, money, abilities—as the Master’s mina placed in your hands.

- Seek avenues that multiply Kingdom impact: generous giving, discipleship, skill development.

- Keep clear records; accountability thrives on transparency.

- Cultivate a heart of expectancy: the Master will return, and His commendation—“Well done, good servant” (Luke 19:17)—is worth every effort.

Why did the master expect interest from the money given in Luke 19:23?
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