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A friend with whom you have been long doing business falls into a condition of insolvency, and you find that he is your debtor to a large amount. There is no prospect of his ever being able to pay you back, and you have reason to know that this condition of debt arises not merely from his misfortune, but from his fault. Under these circumstances it would be possible for you to liberate him from his debt by an act of forgiveness. Let us suppose that you adopt this course; the man would no longer be in fear of a debtor's prison, and would no doubt feel himself under a great obligation to you. But would such a state of things be likely to bring you into closer personal relations with each other? Would it not necessarily produce on the contrary a certain distance and constraint? On the other hand, the forgiven debtor must needs, me thinks, feel ashamed to look his generous creditor in the face, must feel ill at ease in his presence, and would shrink from familiar social intercourse with the family of one on whom his conduct has inflicted such serious losses. On the other hand, the forgiving creditor could scarcely be expected to select such a person for his friend, and to treat his past conduct as if it were a thing easily to be forgotten. But to illustrate our position further, let us now present another case. Let us suppose that the creditor is so convinced of the sincerity of the regret which his debtor professes, and has reason to believe that the severe lesson has wrought in him so great a moral change that he feels himself free to make an experiment which most of us would certainly regard as a perilous one; let us suppose that, instead of remitting his debt, he introduces him into partnership with his own son, with whose business he is himself closely concerned. This his new connection with a solvent and flourishing firm places him, we may say, in a position of solvency, removes the stigma of bankruptcy, puts him in the way of making a full return to his benefactor, to whom at the same time it greatly enhances his obligation. Now it is easy to see how this man — not merely forgiven, but in a certain sense justified — will be brought by such an arrangement into the closest relations with his benefactor. Friendly social intercourse will exist without restraint, and he who under the former mode of treatment might have seemed little better than an escaped convict will now be a recognised and respected member of the social circle in which his creditor moves.

(W. H. Aitken, M. A.)

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KJV: Therefore being justified by faith, we have peace with God through our Lord Jesus Christ:

WEB: Being therefore justified by faith, we have peace with God through our Lord Jesus Christ;