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Here are two regulations, commanding not to be usurious in the lending of money to the poor, and not to retain the pledged garment over night. How forcibly they bring out the one crowning ill connected with poverty in the eyes of the world! The poor man is the man without money; and lack of money bars his way in only too many directions. Let him be ever so noble in character, ever so heroic, wise, and self-denying in action, it avails nothing. The poor wise man delivered the little city that was besieged by a great king; yet no man remembered that same poor man. These Israelites had gone out of Egypt with immense wealth, but probably even then it was very unequally distributed; and the tendency would be, as the tendency always is, for the inequality to become greater still. Hence in this regulation God was addressing those who from the inordinate feeling of desire which wealth inspires, would be peculiarly tempted to take advantage of the poor. God never shows any mercy to the rich man so far as his riches are concerned. Those riches are full of peril, and fuller of peril to their owner than to any one else. He who counselled, by his Son, to pluck out the right eye and cut off the right hand, is not likely to pay respect to a thing like wealth, even more external still. The chief matter in these regulations is how the poor and needy may be most advantaged, and whatever will do that most effectually is the thing to be done. Whether mere money be lost or gained is a matter of no consequence whatever.

I. THESE PROVISIONS WITH RESPECT TO LENDING OBVIOUSLY DO NOT EXCLUDE GIVING. "If thou lend money," etc. But God, in many instances, would be better pleased with giving than with lending. If only men were seeking with all their hearts to do his will, all these minute regulations would be unnecessary. The advantage of the poor, as we have just seen, was the main thing to be considered here. And it might be for the advantage of the receiver, and still more for the advantage of the giver in the highest sense of the word advantage, to give, hoping to receive nothing again. Just as money does untold harm when foolishly and wickedly spent, so when wisely spent it may do untold good. Lending may serve well, but giving may serve much better; and that is the wisest course which is judged to do the most good. Some would find it easier to give than to lend, being naturally generous, disposed to lavishness, shrinking from the risk of being thought stingy. And yet sometimes in giving they would be doing a very hurtful thing, for lending would be better.

II. Nor is there anything like A FORBIDDING OF THE LOAN OF MONEY FOR COMMERCIAL PURPOSES. If one man lends to another a certain sum of money with which to trade, it is plain that he acts lawfully in getting interest for the use of it. For if he were not lending money to another, he would be using it himself, and the interest represents his profit, which is the same whoever uses the money. The trade of the world, and therefore the good of the world would be greatly limited and hampered but for the use of borrowed capital. It may be that the man who has the capital has neither the disposition nor ability to use it. Let him then, upon a fair consideration, lend the capital to the man who can use it.

III. Chiefly we must strive to avoid THE TAKING SELFISH ADVANTAGE OF OUR NEIGHBOUR'S NECESSITIES. Rather we should rejoice to take advantage of these necessities to show beyond all dispute, that the love of God is indeed the ruling principle of our hearts. Man's extremity, it has often been said, is God's opportunity, and so it should be the Christian's opportunity. By timely aid, if we have it to bestow, let us strive to deliver the poor from the clutches of the usurer, and especially let us give our aid to what may be devised for the curing of poverty's disease altogether. Every alteration either in laws or customs which will tend to diminish Poverty - let it have our strenuous support. Bear in mind that whatever each man has beyond a certain moderate share of this world's goods can only come to him because others have less than reasonable comfort demands. We should ever be aiming by all methods that are reasonable, just, and practicable, to secure to each one neither poverty nor riches, but just that food which is convenient for him. God wishes every man to have his daily bread; and it is an awful thing that we by our selfishness do so much to make the question of daily bread the only one that many of our fellow-creatures have time or inclination to ask. It seems to take every hour and every energy to keep the wolf from the door. - Y.

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KJV: If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.

WEB: "If you lend money to any of my people with you who is poor, you shall not be to him as a creditor; neither shall you charge him interest.