Nehemiah 5:10 on lending practices?
What does Nehemiah 5:10 reveal about lending practices among God's people?

Setting the Scene in Nehemiah 5

• Jerusalem’s walls are going up, but inside the city the returned exiles are groaning under famine, taxes, and debts.

• Wealthier Jews have been giving loans to their poorer brothers—yet demanding interest and even seizing fields, vineyards, and children as collateral.

• Nehemiah steps in, confronting the nobles and officials for breaking covenant love.


Key Text: Nehemiah 5:10

“Even I, my brothers, and my servants are lending them money and grain. But let us stop charging interest.”


What We Learn About Lending Among God’s People

• Lending itself is permissible and, at times, necessary.

• Interest (“usury”) charged to fellow Israelites violates God’s standard of brotherly compassion.

• Nehemiah models repentance and leadership: he personally lends but refuses profit, urging others to do the same.

• The verse exposes a heart issue—profiting from a brother’s hardship contradicts covenant faithfulness.


Supporting Scriptural Background

Exodus 22:25 — “If you lend money to My people, to the poor among you, you are not to act as a creditor to him; you shall not charge him interest.”

Leviticus 25:35-37 — Calls Israel to sustain a poor brother “without interest or profit.”

Deuteronomy 23:19-20 — Interest may be taken from foreigners, but never from a fellow Israelite; the community is family.

Psalm 112:5 — “Good will come to the man who is generous and lends freely.”

Proverbs 28:8 — Warning that usury ultimately enriches others more righteous than the oppressor.

Luke 6:34-35 — Jesus heightens the principle: lend expecting nothing in return, imitating the Father’s mercy.


Timeless Take-Aways

• Lending is a ministry of mercy, not a business of exploitation.

• God measures generosity by motive: helping a brother in need should never carry a price tag.

• Spiritual leaders must exemplify sacrificial giving, not profit-seeking, especially during economic hardship.

• The covenant community today—believers in Christ—ought to reflect the same family economy: open-handed help, interest-free support, and restoration of any unjust gain.

How does Nehemiah 5:10 encourage us to practice financial fairness today?
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