Proverbs 28:8
New International Version
Whoever increases wealth by taking interest or profit from the poor amasses it for another, who will be kind to the poor.

New Living Translation
Income from charging high interest rates will end up in the pocket of someone who is kind to the poor.

English Standard Version
Whoever multiplies his wealth by interest and profit gathers it for him who is generous to the poor.

Berean Standard Bible
He who increases his wealth by interest and usury lays it up for one who is kind to the poor.

King James Bible
He that by usury and unjust gain increaseth his substance, he shall gather it for him that will pity the poor.

New King James Version
One who increases his possessions by usury and extortion Gathers it for him who will pity the poor.

New American Standard Bible
One who increases his wealth by interest of any kind, Collects it for one who is gracious to the poor.

NASB 1995
He who increases his wealth by interest and usury Gathers it for him who is gracious to the poor.

NASB 1977
He who increases his wealth by interest and usury, Gathers it for him who is gracious to the poor.

Legacy Standard Bible
He who increases his wealth by interest and usury Gathers it for him who is gracious to the lowly.

Amplified Bible
He who increases his wealth by interest and usury (excessive interest) Gathers it for him who is gracious to the poor.

Christian Standard Bible
Whoever increases his wealth through excessive interest collects it for one who is kind to the poor.

Holman Christian Standard Bible
Whoever increases his wealth through excessive interest collects it for one who is kind to the poor.

American Standard Version
He that augmenteth his substance by interest and increase, Gathereth it for him that hath pity on the poor.

Contemporary English Version
If you make money by charging high interest rates, you will lose it all to someone who cares for the poor.

English Revised Version
He that augmenteth his substance by usury and increase, gathereth it for him that hath pity on the poor.

GOD'S WORD® Translation
Whoever becomes wealthy through [unfair] loans and interest collects them for the one who is kind to the poor.

Good News Translation
If you get rich by charging interest and taking advantage of people, your wealth will go to someone who is kind to the poor.

International Standard Version
Whoever gains wealth by charging exorbitant interest collects it for someone who is kind to the poor.

Majority Standard Bible
He who increases his wealth by interest and usury lays it up for one who is kind to the poor.

NET Bible
The one who increases his wealth by increasing interest gathers it for someone who is gracious to the needy.

New Heart English Bible
He who increases his wealth by excessive interest gathers it for one who has pity on the poor.

Webster's Bible Translation
He that by usury and unjust gain increaseth his substance, he shall gather it for him that will pity the poor.

World English Bible
He who increases his wealth by excessive interest gathers it for one who has pity on the poor.
Literal Translations
Literal Standard Version
Whoever is multiplying his wealth by biting and usury, "" Gathers it for one favoring the poor.

Young's Literal Translation
Whoso is multiplying his wealth by biting and usury, For one favouring the poor doth gather it.

Smith's Literal Translation
He increasing by interest and usury, he shall gather it for him compassionating the poor.
Catholic Translations
Douay-Rheims Bible
He that heapeth together riches by usury and loan, gathereth them for him that will be bountiful to the poor.

Catholic Public Domain Version
Whoever piles up riches by usury and profit gathers them for him who will give freely to the poor.

New American Bible
Whoever amasses wealth by interest and overcharge gathers it for the one who is kind to the poor.

New Revised Standard Version
One who augments wealth by exorbitant interest gathers it for another who is kind to the poor.
Translations from Aramaic
Lamsa Bible
He who increases his wealth by usury and unjust means shall leave it for him who is kind to the poor.

Peshitta Holy Bible Translated
He that increases his property by contract and from usury will leave it to him that shows mercy upon the poor.
OT Translations
JPS Tanakh 1917
He that augmenteth his substance by interest and increase, Gathereth it for him that is gracious to the poor.

Brenton Septuagint Translation
He that increases his wealth by usuries and unjust gains, gathers it for him that pities the poor.

Additional Translations ...
Audio Bible



Context
The Boldness of the Righteous
7A discerning son keeps the law, but a companion of gluttons disgraces his father. 8He who increases his wealth by interest and usury lays it up for one who is kind to the poor. 9Whoever turns his ear away from hearing the law, even his prayer is detestable.…

Cross References
James 5:1-6
Come now, you who are rich, weep and wail over the misery to come upon you. / Your riches have rotted and moths have eaten your clothes. / Your gold and silver are corroded. Their corrosion will testify against you and consume your flesh like fire. You have hoarded treasure in the last days. ...

Luke 12:15-21
And He said to them, “Watch out! Guard yourselves against every form of greed, for one’s life does not consist in the abundance of his possessions.” / Then He told them a parable: “The ground of a certain rich man produced an abundance. / So he thought to himself, ‘What shall I do, since I have nowhere to store my crops?’ ...

Ecclesiastes 5:10-11
He who loves money is never satisfied by money, and he who loves wealth is never satisfied by income. This too is futile. / When good things increase, so do those who consume them; what then is the profit to the owner, except to behold them with his eyes?

1 Timothy 6:9-10
Those who want to be rich, however, fall into temptation and become ensnared by many foolish and harmful desires that plunge them into ruin and destruction. / For the love of money is the root of all kinds of evil. By craving it, some have wandered away from the faith and pierced themselves with many sorrows.

Matthew 6:19-21
Do not store up for yourselves treasures on earth, where moth and rust destroy, and where thieves break in and steal. / But store up for yourselves treasures in heaven, where moth and rust do not destroy, and where thieves do not break in and steal. / For where your treasure is, there your heart will be also.

Jeremiah 17:11
Like a partridge hatching eggs it did not lay is the man who makes a fortune unjustly. In the middle of his days his riches will desert him, and in the end he will be the fool.”

Habakkuk 2:6-7
Will not all of these take up a taunt against him, speaking with mockery and derision: ‘Woe to him who amasses what is not his and makes himself rich with many loans! How long will this go on?’ / Will not your creditors suddenly arise and those who disturb you awaken? Then you will become their prey.

1 Timothy 6:17-19
Instruct those who are rich in the present age not to be conceited and not to put their hope in the uncertainty of wealth, but in God, who richly provides all things for us to enjoy. / Instruct them to do good, to be rich in good works, and to be generous and ready to share, / treasuring up for themselves a firm foundation for the future, so that they may take hold of that which is truly life.

Luke 16:9-13
I tell you, use worldly wealth to make friends for yourselves so that when it is gone, they will welcome you into eternal dwellings. / Whoever is faithful with very little will also be faithful with much, and whoever is dishonest with very little will also be dishonest with much. / So if you have not been faithful with worldly wealth, who will entrust you with true riches? ...

Psalm 39:6
Surely every man goes about like a phantom; surely he bustles in vain; he heaps up riches not knowing who will haul them away.

Proverbs 13:11
Dishonest wealth will dwindle, but what is earned through hard work will be multiplied.

Ezekiel 22:12-13
In you they take bribes to shed blood. You engage in usury, take excess interest, and extort your neighbors. But Me you have forgotten, declares the Lord GOD. / Now look, I strike My hands together against your unjust gain and against the blood you have shed in your midst.

Matthew 19:23-24
Then Jesus said to His disciples, “Truly I tell you, it is hard for a rich man to enter the kingdom of heaven. / Again I tell you, it is easier for a camel to pass through the eye of a needle than for a rich man to enter the kingdom of God.”

Job 27:16-17
Though he heaps up silver like dust and piles up a wardrobe like clay, / what he lays up, the righteous will wear, and his silver will be divided by the innocent.

Proverbs 22:16
Oppressing the poor to enrich oneself or giving gifts to the rich will surely lead to poverty.


Treasury of Scripture

He that by usury and unjust gain increases his substance, he shall gather it for him that will pity the poor.

that by

Proverbs 13:22
A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just.

Job 27:16,17
Though he heap up silver as the dust, and prepare raiment as the clay; …

Ecclesiastes 2:26
For God giveth to a man that is good in his sight wisdom, and knowledge, and joy: but to the sinner he giveth travail, to gather and to heap up, that he may give to him that is good before God. This also is vanity and vexation of spirit.

unjust gain or by increase

Leviticus 25:36
Take thou no usury of him, or increase: but fear thy God; that thy brother may live with thee.

Ezekiel 18:8,13,17
He that hath not given forth upon usury, neither hath taken any increase, that hath withdrawn his hand from iniquity, hath executed true judgment between man and man, …

pity

Proverbs 19:7
All the brethren of the poor do hate him: how much more do his friends go far from him? he pursueth them with words, yet they are wanting to him.

2 Samuel 12:6
And he shall restore the lamb fourfold, because he did this thing, and because he had no pity.

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Proverbs 28
1. general observations of impiety and integrity














He who increases his wealth
This phrase speaks to the accumulation of riches, a common pursuit throughout history. In the Hebrew context, wealth was often seen as a sign of God's blessing, yet the means of acquiring it were crucial. The Hebrew word for "increases" (רָבָה, rabah) implies multiplication or growth, suggesting a deliberate effort to expand one's financial resources. The Bible consistently warns against the love of money (1 Timothy 6:10), urging believers to prioritize righteousness over riches.

by interest and usury
The terms "interest" and "usury" (נֶשֶׁךְ, neshek and תַרְבִּית, tarbit) refer to the practice of charging excessive interest on loans, which was condemned in the Old Testament. In ancient Israel, lending to fellow Israelites with interest was prohibited (Exodus 22:25, Leviticus 25:36-37), as it exploited the vulnerable. This practice is seen as unjust and contrary to the spirit of community and care that God intended for His people. The Bible calls for fairness and compassion, especially towards those in need.

lays it up
The phrase "lays it up" suggests storing or saving wealth, often with the intention of future use. The Hebrew word (צָבַר, tsabar) can imply hoarding, which contrasts with the biblical principle of generosity. Jesus taught that treasures on earth are temporary and urged His followers to store up treasures in heaven (Matthew 6:19-20). This highlights the futility of amassing wealth through unjust means, as it ultimately serves no eternal purpose.

for one who is kind to the poor
This part of the verse introduces a divine irony: wealth gained through exploitation is ultimately destined for those who are compassionate. The Hebrew word for "kind" (חָנַן, chanan) conveys grace and favor, reflecting God's heart for the poor. Scripture consistently emphasizes God's concern for the marginalized and His call for His people to act justly and love mercy (Micah 6:8). The verse suggests that God, in His sovereignty, will redistribute wealth to those who align with His values of kindness and generosity.

(8) He that by usury . . . increaseth his substance.--See above on Proverbs 6:1.

He shall gather it for him that will pity the poor.--The "pound" is taken from him who knows not how to use it (Luke 19:24), and given to one who does. (Comp. 1Samuel 15:28.)

Verse 8. - He that by usury and unjust gain increaseth his substance. "Usury" (neshek) is interest on money lent taken in money; "unjust gain" (tarbith) is interest taken in kind, as if a man, having lent a bushel of corn, exacted two bushels in return. All such transactions were forbidden by the Law of Moses, at any rate between Israelites (see Leviticus 25:36, 37, "Thou shalt not give thy brother thy money upon usury (neshek), nor lend him thy victuals for increase [marbith, equivalent to tarbith, which is used in ver. 36] "). Septuagint, Μετὰ τόκων καὶ πλεονασμῶν, "With interest and usury." (For censure of usury, see Psalm 109:11; Ezekiel 18:13; and, contrast Psalm 15:5; Ezekiel 18:8.) He shall gather it for him that will pity the poor. He shall never enjoy it himself, and shall fall into the hands of one who will hake a better use of it (see on Proverbs 22:16; and comp Proverbs 13:22; Job 27:16, etc.). In our Lord's parable the pound is taken from one who made no good use of it and is given to a more profitable servant (Luke 19:24).

Parallel Commentaries ...


Hebrew
He who increases
מַרְבֶּ֣ה (mar·beh)
Verb - Hifil - Participle - masculine singular
Strong's 7235: To be or become much, many or great

his wealth
ה֭וֹנוֹ (hō·w·nōw)
Noun - masculine singular construct | third person masculine singular
Strong's 1952: Wealth, sufficiency

by interest
בְּנֶ֣שֶׁךְ (bə·ne·šeḵ)
Preposition-b | Noun - masculine singular
Strong's 5392: Interest on a, debt

and usury
וְתַרְבִּ֑ית (wə·ṯar·bîṯ)
Conjunctive waw | Noun - feminine singular
Strong's 8636: Multiplication, percentage, bonus in addition to principal

lays it up for another,
יִקְבְּצֶֽנּוּ׃ (yiq·bə·ṣen·nū)
Verb - Qal - Imperfect - third person masculine singular | third person masculine singular
Strong's 6908: To gather, collect

who will be kind
לְחוֹנֵ֖ן (lə·ḥō·w·nên)
Preposition-l | Verb - Qal - Participle - masculine singular
Strong's 2603: To bend, stoop in kindness to an inferior, to favor, bestow, to implore

to the poor.
דַּלִּ֣ים (dal·lîm)
Adjective - masculine plural construct
Strong's 1800: Dangling, weak, thin


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OT Poetry: Proverbs 28:8 He who increases his wealth by excessive (Prov. Pro Pr)
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