Psalm 15:5

He that putteth not out his money to usury, nor taketh reward against the innocent. He that doeth these things shall never be moved.

EXPOSITORY (ENGLISH BIBLE)

Ellicott's Commentary for English Readers

(5) Usury was not forbidden in the legitimate commercial dealings with foreigners (Deuteronomy 23:20); and the laws against it seem to have had exclusive reference to dealings among Israelites themselves, and were evidently enacted more with a view to the protection of the poor than because the idea of usury in itself was considered wrong (Exodus 22:25; Lew 25:36). So here the context plainly seems to limit the sin of usury to unjust application of the principle, being connected with bribery. Against “biting” usury (the Hebrew word primarily means “bite”) all governments find it necessary to legislate, as we see in the case of the money-lenders of our own time; but with the employment of capital put out on interest for legitimate purposes of trade, neither Hebrew feeling generally, as the whole career of the race shows, nor the higher minds among them, as we see by our Lord’s parable of the talents, were averse. The best illustrations of invectives of prophets and psalmists against extortionate usurers are supplied by Shakespeare’s play, The Merchant of Venice.

Benson Commentary

Psalm 15:5. He that putteth not out his money to usury — In such a manner as is contrary to God’s law, of which see on Exodus 22:25; Leviticus 25:36-37. Or taketh reward — Or bribe, from him who hath a bad cause; that he may condemn the innocent or acquit the guilty: both which things God abhors. He that doeth these things — Here enumerated, in consequence of first having faith working by love, in consequence of the justification of his person and the renovation of his nature; he that, being made a tree of righteousness, thus glorifies God by bearing the fruit of righteousness, and being created anew, in Christ Jesus, unto good works, thus steadily and perseveringly walks in them; he shall never be moved — But shall abide with God, in his favour and family here, and shall dwell with him for ever hereafter.

Matthew Henry's Concise Commentary

15:1-5 The way to heaven, if we would be happy, we must be holy. We are encouraged to walk in that way. - Here is a very serious question concerning the character of a citizen of Zion. It is the happiness of glorified saints, that they dwell in the holy hill; they are at home there, they shall be for ever there. It concerns us to make it sure to ourselves that we have a place among them. A very plain and particular answer is here given. Those who desire to know their duty, will find the Scripture a very faithful director, and conscience a faithful monitor. A citizen of Zion is sincere in his religion. He is really what he professes to be, and endeavours to stand complete in all the will of God. He is just both to God and man; and, in speaking to both, speaks the truth in his heart. He scorns and abhors wrong and fraud; he cannot reckon that a good bargain, nor a saving one, which is made with a lie; and knows that he who wrongs his neighbour will prove, in the end, to have most injured himself. He is very careful to do hurt to no man. He speaks evil of no man, makes not others' faults the matter of his common talk; he makes the best of every body, and the worst of nobody. If an ill-natured story be told him, he will disprove it if he can; if not, it goes no further. He values men by their virtue and piety. Wicked people are vile people, worthless, and good for nothing; so the word signifies. He thinks the worse of no man's piety for his poverty and mean condition. He reckons that serious piety puts honour upon a man, more than wealth, or a great name. He honours such, desires their conversation and an interest in their prayers, is glad to show them respect, or do them a kindness. By this we may judge of ourselves in some measure. Even wise and good men may swear to their own hurt: but see how strong the obligation is, a man must rather suffer loss to himself and his family, than wrong his neighbour. He will not increase his estate by extortion, or by bribery. He will not, for any gain, or hope of it to himself, do any thing to hurt a righteous cause. Every true living member of the church, like the church itself, is built upon a Rock. He that doeth these things shall not be moved for ever. The grace of God shall always be sufficient for him. The union of these tempers and this conduct, can only spring from repentance for sin, faith in the Saviour, and love to him. In these respects let us examine and prove our own selves.

Barnes' Notes on the Bible

He that putteth not out his money to usury - The word "usury" formerly denoted legal interest, or a premium for the use of money. In this sense the word is no longer used in our language, but it always now denotes unlawful interest; "a premium or compensation paid, or stipulated to be paid, for the use of money borrowed or retained, beyond the rate of interest established by law." "Webster." The Hebrew word used here - נשׁך neshek - means "interest," that is, a premium or compensation for the use of money in any manner, or to any extent. The reference is to the law of the Hebrews, which forbade such a loaning of money to the poor, and especially to poor Israelites, Exodus 22:25; Leviticus 25:35-37. Although this was forbidden in respect to the Israelites, yet the lending of money on interest, or "usury" in a lawful sense, was allowed toward "strangers," or toward the people of other nations.

See Deuteronomy 23:19-20. The ground of the distinction was, that the Hebrews were regarded as a nation of brethren; that, as such, they should be willing to accommodate and aid each other; that they should not do anything that could be regarded as unbrotherly. In respect to other people it was allowed, not because it was proper to take advantage of their wants, and to oppress them, but because this special reason did not exist in regard to them. That might be improper "in a family," among brothers and sisters, which would be entirely proper toward those who did not sustain this special relation; and we may conceive of cases - such cases in fact often occur - when it would be unkind in the highest degree to exact interest of a brother, or an intimate friend, while it is perfectly proper to receive the ordinary allowance for the use of money in our business transactions (that is, the ordinary rate of interest) of those who do not sustain to us this special relation.

The fact that it was allowed to the Hebrews to take interest of the people of other nations, shows that there was nothing morally wrong in the thing itself; and, in fact, there can be no reason why a man, to whom it is an accommodation, should not pay for the use of money as well as for the use of any other property. The thing forbidden here, therefore, is not the taking of interest in any case, but the taking of interest in such a way as would be oppressive and hard - as of a Hebrew demanding it from his poor and needy brother; and, by consequence, it would forbid the exacting of unusual and unlawful rates of interest, or taking advantage of the necessities of others - by evading the provisions of law, and making their circumstances an occasion of extortion. In one word, the thing forbidden is a harsh, grasping, griping disposition; a disposition to take advantage of the embarrassments of others to increase our own gains. Kindness, and an accommodating spirit in business transactions, are as much demanded now by the principles of religion as they were when this psalm was written, or as they were under the law which forbade the taking of interest from a poor and needy brother.

Nor taketh reward against the innocent - Who does not take a bribe; that is, does not accept a pecuniary consideration, or any other consideration, to induce him to decide a cause against justice. He is not, in any way, to allow any such considerations to influence him, or to sway his judgment. The taking of bribes is often expressly forbidden in the Scriptures. See Exodus 23:8; Deuteronomy 16:19; Deuteronomy 27:25; Proverbs 17:23.

He that doeth these things shall never be moved - That is, in answer to the question in Psalm 15:1, he shall be permitted to "abide in the tabernacle" of God, and to "dwell in his holy hill." He shall have a solid foundation of hope; he is a friend of God, and shall enjoy his favor forever. In other words, these things constitute true religion; and he who has such a character will obtain eternal life. His foundation is sure; he will be safe in all the storms of life, and safe when the cold waves of death beat around him. Compare Matthew 7:24-25.

Jamieson-Fausset-Brown Bible Commentary

5. (Compare Le 25:37; De 23:19, 20).

usury is derived from a verb meaning "to bite." All gains made by the wrongful loss of others are forbidden.

taketh reward, &c.—The innocent would not otherwise be condemned (compare Ex 23:8; De 16:19). Bribery of all sorts is denounced.

doeth these, &c.—Such persons admitted to God's presence and favor shall never be moved (Ps 10:6; 13:5).

Matthew Poole's Commentary

He that putteth not out his money to usury, in such manner as is contrary to God’s law; of which see in Exodus 22:25 Leviticus 25:36,37.

Nor taketh reward, or a bribe, from him who hath a bad cause; that he may either condemn the innocent, or acquit the guilty; both which God abhorreth.

He that doth these things here enumerated, and such things as naturally and necessarily flow from them, or are akin to them, and joined with them, he shall constantly persevere in God’s church here; and though he may be shaken, and stagger and fall, yet he shall never wholly and finally be removed or fall away from it, nor from that happiness which was proposed and promised to him, but shall abide with God here, and go to him when he dies, and be for ever with the Lord.

Gill's Exposition of the Entire Bible

He that putteth not out his money to usury,.... To the poor, in an extravagant and exorbitant way, by which he bites, devours, and destroys his little substance, and sadly afflicts and distresses him; see Exodus 22:25; otherwise, to lend money on moderate interest, and according to the laws, customs, and usages of nations, and to take interest for it, is no more unlawful than to take interest for houses and land; yea, it is according to the law of common justice and equity, that if one man lends money to another to trade with, and gain by, that he should have a proportionate share in the gain of such a trade; but the design of this passage, and the law on which it is founded, is, to forbid all exactions and oppressions of the poor, and all avaricious practices, and to encourage liberality and beneficence; and such who are covetous, and bite and oppress the poor, are not fit for church communion; see 1 Corinthians 5:11;

nor taketh reward against the innocent; either to swear falsely against him, or to pass a wrong sentence on him; see 1 Samuel 12:3;

he that doeth these things shall never be moved; from the tabernacle of God, and his holy hill; he is fit to be a member of the church of God, and an inhabitant of Zion; and he shall dwell and abide there, he shall be a pillar which shall never go out, Revelation 3:12; he shall finally persevere, through the grace of God; he shall hold on and out unto the end: and though he may fall through infirmity and temptation into sin, and that many times, yet he shall not finally and totally fall, 2 Peter 1:10; but shall be as Mount Zion which can never be removed, Psalm 125:1; The words should be rendered, since the accent "athnach" is on "these things", thus; "he that doeth these things", not only what is mentioned in this verse, but in the foregoing, "he", I say, "shall never be moved".

Geneva Study Bible

He that {c} putteth not out his money to usury, nor taketh reward against the innocent. He that doeth these things {d} shall never be moved.

(c) To the hinderance of his neighbour.

(d) That is, will not be cast from the Church as a hypocrite.

EXEGETICAL (ORIGINAL LANGUAGES)

Cambridge Bible for Schools and Colleges

5. He that hath not put out his money for usury,

Nor taken bribes against the Innocent.

Two of the most common and flagrant offences against justice. Cp. Isaiah 33:15; Ezekiel 22:12. Taking interest was forbidden by the Law in dealing with a fellow-countryman as an unbrotherly act (Leviticus 25:36-37; cp. Exodus 22:25; Ezekiel 18:17), but allowed in dealing with foreigners (Deuteronomy 23:19-20). Cp. Psalm 37:26, Psalm 112:5. For a survey of opinion on the subject in the Christian Church see Dict, of Christian Antiquities, Art. Usury, or Cunningham’s Christian Opinion on Usury. The positive rule of the O.T. has become obsolete under the circumstances of modern society, but the principle which underlies it is still of obligation.

Bribery has always been the curse of Oriental countries. For the laws against it see Deuteronomy 27:25; Exodus 23:7-8; Deuteronomy 16:19; and comp. numerous passages in the prophets.

shall never be moved] The Psalmist’s conclusion goes a step further than his opening question. Such a man as he has described will not only be admitted to fellowship with Jehovah, but under His protection will enjoy unshaken prosperity. Cp. Psalm 16:8.

Pulpit Commentary

Verse 5. - He that putteth not out his money to usury. Usury, when one Israelite borrowed of another, was strictly forbidden by the Law (Exodus 22:25; Leviticus 25:36; Deuteronomy 23:19). When the borrower was a foreigner, it was lawful (Deuteronomy 15:3; Deuteronomy 33:20); and no discredit can attach to the practice, so long as the rate of interest charged is moderate (comp. Matthew 25:27). Here the writer contemplates only such usury as was forbidden by the Law. Nor taketh reward against the innocent; refuses, i.e., to take a bribe, either as judge or witness, when a charge is made against an innocent person. The contrary conduct was widely practised by the Israelites in later times (see Isaiah 1:23; Isaiah 5:23; Jeremiah 22:17; Ezekiel 22:12; Hoe. 4:18; Micah 3:11, etc.), and prevails generally in the East to the present day. He that doeth these things shall never be moved (comp. Psalm 16:8). He shall continue "steadfast, unmovable," having God "at his right hand," as his Protector and Sustainer.



Psalm 15:5

Keil and Delitzsch Biblical Commentary on the Old Testament

The distich which contains the question and that containing the general answer are now followed by three tristichs, which work the answer out in detail. The description is continued in independent clauses, which, however, have logically the value of relative clauses. The perff. have the signification of abstract presents, for they are the expression of tried qualities, of the habitual mode of action, of that which the man, who is the subject of the question, never did and what consequently it is not his wont to do. רגל means to go about, whether in order to spie out (which is its usual meaning), or to gossip and slander (here, and the Piel in 2 Samuel 19:28; cf. רכל, רכיל). Instead בּלשׁנו we have על־לּשׁנו (with Dag. in the second ל, in order that it may be read with emphasis and not slurred over),

(Note: Vid., the rule for this orthophonic Dag. in the Luther. Zeitschrift, 1863, S. 413.)

because a word lies upon the tongue ere it is uttered, the speaker brings it up as it were from within on to his tongue or lips, Psalm 16:4; Psalm 50:16; Ezekiel 36:3. The assonance of לרעהוּ רעה is well conceived. To do evil to him who is bound to us by the ties of kindred and friendship, is a sin which will bring its own punishment. קרוב is also the parallel word to רע in Exodus 32:27. Both are here intended to refer not merely to persons of the same nation; for whatever is sinful in itself and under any circumstances whatever, is also sinful in relation to every man according to the morality of the Old Testament. The assertion of Hupfeld and others that נשׂא in conjunction with חרפּה means efferre equals effari, is opposed by its combination with על and its use elsewhere in the phrase נשׁא חרפה "to bear reproach" (Psalm 69:8). It means (since נשׁא is just as much tollere as ferre) to bring reproach on any one, or load any one with reproach. Reproach is a burden which is more easily put on than cast off; audacter calumniare, semper aliquid haeret.

In Psalm 15:4 the interpretation "he is little in his own eyes, despised," of which Hupfeld, rejecting it, says that Hitzig has picked it up out of the dust, is to be retained. Even the Targ., Saad., Aben-Ezra, Kimchi, Urbino (in his Grammar, אהל מועד) take נבזה בעיניו together, even though explaining it differently, and it is accordingly accented by Baer נמאס נבזה בּע יניו (Mahpach, Asla Legarme, Rebia magnum).

(Note: The usual accentuation בּעיניו נמאס נבזה forcibly separates בעיניו from נבזה to which according to its position it belongs. And Heidenheim's accentuation נבזה בעיניו נמאס is to be rejected on accentuological grounds, because of two like distinctives the second has always a less distinctive value than the first. We are consequently only left to the one given above. The MSS vary.)

God exalts him who is קטן בּעיניו, 1 Samuel 15:17. David, when he brought up the ark of his God, could not sufficiently degrade himself (נקל), and appeared שׁפל בּעניו, 2 Samuel 6:22. This lowliness, which David also confesses in Psalm 131:1-3, is noted here and throughout the whole of the Old Testament, e.g., Isaiah 57:15, as a condition of being well-pleasing before God; just as it is in reality the chief of all virtues. On the other hand, it is mostly translated either, according to the usual accentuation, with which the Beth of בעיניו is dageshed: the reprobate is despised in his eyes (Rashi, Hupf.), or in accordance with the above accentuation: despised in his eyes is the reprobate (Maurer, Hengst., Olsh., Luzzatto); but this would say but little, and be badly expressed. For the placing together of two participles without an article, and moreover of similar meaning, with the design of the one being taken as subject and the other as predicate, is to be repudiated simply on the ground of style; and the difference among expositors shows how equivocal the expression is.

On the other hand, when we translate it: "despicable is he in his own eyes, worthy to be despised" (Ges. 134, 1), we can appeal to Psalm 14:1, where השׁהיתוּ is intensified just in the same way by התעיבוּ, as נבזה is here by נמאס; cf. also Genesis 30:31; Job 31:23; Isaiah 43:4. The antithesis of Psalm 15:4 to Psalm 15:4 is also thus fully met: he himself seems to himself unworthy of any respect, whereas he constantly shows respect to others; and the standard by which he judges is the fear of God. His own fear of Jahve is manifest from the self-denying strictness with which he performs his vows. This sense of נשׁבּע להרע is entirely misapprehended when it is rendered: he swears to his neighbour (רע equals רע), which ought to be לרענוּ, or: he swears to the wicked (and keeps to what he has thus solemnly promised), which ought to be לרע; for to what purpose would be the omission of the elision of the article, which is extremely rarely (Psalm 36:6) not attended to in the classic style of the period before the Exile? The words have reference to Leviticus 5:4 : if any one swear, thoughtlessly pronouncing להרע או להיטיב, to do evil or to do good, etc. The subject spoken of is oaths which are forgotten, and the forgetting of which must be atoned for by an asham, whether the nature of the oath be something unpleasant and injurious, or agreeable and profitable, to the person making the vow. The retrospective reference of להרע to the subject is self-evident; for to injure another is indeed a sin, the vowing and performance of which, not its omission, would require to be expiated. On להרע equals להרע vid., Ges. 67, rem. 6. The hypothetical antecedent (cf. e.g., 2 Kings 5:13) is followed by ולא ימר is an apodosis. The verb המיר is native to the law of vows, which, if any one has vowed an animal in sacrifice, forbids both changing it for its money value (החליף) and exchanging it for another, be it טוב ברע או־רע בּטוב, Leviticus 27:10, Leviticus 27:33. The psalmist of course does not use these words in the technical sense in which they are used in the Law. Swearing includes making a vow, and לא ימר disavows not merely any exchanging of that which was solemnly promised, but also any alteration of that which was sworn: he does not misuse the name of God in anywise, לשּׁוא.

In Psalm 15:5 the psalmist also has a passage of the Tra before his mind, viz., Leviticus 25:37, cf. Exodus 22:24; Deuteronomy 23:20; Ezekiel 18:8. נתן בּנשׁך signifies to give a thing away in order to take usury (נשׁך( yrusu ekat ot r from נשׁך to bite, δάκνειν) for it. The receiver or demander of interest is משּׁיך, the one who pays interest נשׁוּך, the interest itself נשׁך. The trait of character described in Psalm 15:5 also recalls the language of the Mosaic law: שׁחד לא לקח, the prohibition Exodus 23:8; Deuteronomy 16:19; and על־נקי, the curse Deuteronomy 27:25 : on account of the innocent, i.e., against him, to condemn him. Whether it be as a loan or as a gift, he gives without conditions, and if he attain the dignity of a judge he is proof against bribery, especially with reference to the destruction of the innocent. And now instead of closing in conformity with the description of character already given: such a man shall dwell, etc., the concluding sentence takes a different form, moulded in accordance with the spiritual meaning of the opening question: he who doeth these things shall never be moved (ימּוט fut. Niph.), he stands fast, being upheld by Jahve, hidden in His fellowship; nothing from without, no misfortune, can cause his overthrow.