In what ways can we apply Deuteronomy 23:19 to personal financial relationships?

The Heart of Deuteronomy 23:19

“You must not charge your brother interest on money, food, or any other type of loan.”

God’s command protects community bonds, restrains greed, and models His own generous heart toward us.

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Ways to Live This Out in Personal Finances

• Loan to help, not to profit

 • If a fellow believer, relative, or close friend needs cash to get through a rough patch, lend without adding interest or hidden fees (cf. Luke 6:34–35).

• Keep everyday generosity interest-free

 • Small loans—groceries, rent, car repairs—should be given freely, expecting only repayment of the original amount (Proverbs 19:17).

• Separate investing from helping

 • It is fine to invest and earn interest in business settings (Matthew 25:27), but do not disguise help as “business” when the real need is relief.

• Set clear, simple terms

 • Put repayment plans in writing so both sides know expectations; clarity prevents bitterness (Romans 12:17–18).

• Offer gifts when payback is doubtful

 • If someone cannot realistically repay, consider making the amount a gift (Psalm 37:21).

• Honor trust before paperwork

 • Relationships come first; no amount of money should jeopardize brotherly love (1 John 3:17).

• Pray and plan before lending

 • Ask God for wisdom (James 1:5) and be sure you can afford to lose the amount without resentment.

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Safeguarding Relationships

• Communicate expectations up front.

• Avoid reminders that feel like pressure; use gentle check-ins instead.

• Refuse to gossip about the borrower’s need or delays.

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Cultivating a Giving Reputation

• Budget a “help fund” so generosity is intentional, not impulsive (2 Corinthians 9:7).

• Invite others into the blessing—family, small group, church—to share the load.

• Share testimonies of God’s provision to encourage faith.

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Guardrails for Wisdom

• Do not enable destructive habits; help only in ways that promote responsibility (Galatians 6:5).

• Seek counsel if the amount is large or the situation complex (Proverbs 15:22).

• Remember you are a steward; safeguard your own family’s needs first (1 Timothy 5:8).

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Promises and Encouragement

• “The generous soul will prosper, and he who refreshes others will himself be refreshed.” (Proverbs 11:25)

• “He who is gracious to the poor lends to the LORD, and He will repay him for his good deed.” (Proverbs 19:17)

Living Deuteronomy 23:19 today means protecting loved ones from financial exploitation, mirroring God’s grace, and trusting Him to reward faithful generosity.