Lesson on sin's consequences?
What does "creditor seize all he has" teach about consequences of sin?

The Verse in Focus

Proverbs 22:26-27

“Do not be one who gives pledges, who puts up security for debts.

If you lack the means to pay, your very bed will be snatched from under you.”


Immediate Lesson: Sin’s Costly Price Tag

• A pledge you cannot repay pictures sin: an obligation freely entered but impossible to satisfy.

• The creditor’s right to “seize all he has” warns that unpaid debt ends in total loss.

• Scripture treats this outcome as just, not harsh; the debtor freely chose the risk.


What Lurks Beneath the Image of the Creditor

• Creditor = God’s unbending justice (Romans 2:5-6).

• Debt = every act of sin (Colossians 2:14).

• Seizure = inevitable judgment when payment is lacking (Hebrews 9:27).


Consequences of Sin Illustrated

• Sin enslaves: “The borrower is slave to the lender” (Proverbs 22:7).

• Sin escalates: like interest, it compounds over time (James 1:15).

• Sin strips away security: even the debtor’s bed—his last comfort—is taken.

• Sin ends in total forfeiture: “The wages of sin is death” (Romans 6:23).


Supporting Scriptures

Galatians 6:7—“Do not be deceived: God is not mocked. For whatever a man sows, he will reap in return.”

Ezekiel 18:4—“The soul who sins is the one who will die.”

Matthew 18:23-34—parable of an unpayable debt ending in bondage.


The Only Escape From Sin’s Debt

• Christ paid what we never could (Isaiah 53:5; Colossians 2:13-14).

• Believers are released from spiritual foreclosure: “There is now no condemnation for those who are in Christ Jesus” (Romans 8:1).

• Redeemed living means refusing new debts: “Whoever conceals his sins will not prosper, but he who confesses and forsakes them will find mercy” (Proverbs 28:13).

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