What is the meaning of Psalm 37:21? The wicked borrow Psalm 37:21 opens, “The wicked borrow…”. The focus is on an attitude of entitlement. • Borrowing itself is not condemned; Scripture permits it (Exodus 22:14) but warns of its dangers (Proverbs 22:7). • The term “wicked” highlights hearts set against God (Psalm 1:4–6). They treat possessions—and people—as expendable. • In the wider psalm, the wicked are repeatedly portrayed as grasping (Psalm 37:12, 14, 35). Their borrowing springs from greed, not genuine need or prudent stewardship. and do not repay “…and do not repay…” shows the moral failure. • God calls His people to honor commitments (Leviticus 19:13; Deuteronomy 24:14–15). • Failure to repay is theft in slow motion (Exodus 20:15) and a denial of neighbor-love (Romans 13:8). • Ecclesiastes 5:5 cautions, “It is better that you should not vow than that you should vow and not fulfill it.” • This deliberate default exposes a heart untouched by God’s justice (Psalm 37:28). but the righteous “…but the righteous…” introduces a sharp contrast. • The righteous are those who trust the LORD (Psalm 37:3) and walk uprightly (Psalm 15:2). • Righteousness shows itself not merely in avoiding evil, but in proactive goodness (Proverbs 21:26b, “the righteous give without restraint”). • Their financial life is part of their worship; they acknowledge God as true Owner (Psalm 24:1). are gracious and giving “…are gracious and giving.” describes a lifestyle marked by mercy. • Gracious: they show unearned kindness (Luke 6:35). • Giving: they share freely of time, talent, and treasure (Acts 20:35; Hebrews 13:16). • Psalm 112:5 echoes the blessing: “It is well with the man who is gracious and lends.” • Generosity reflects Christ, who “though He was rich… became poor” (2 Corinthians 8:9), and trusts God to supply (2 Corinthians 9:8). • Where the wicked deplete others, the righteous refresh others (Proverbs 11:25). summary Psalm 37:21 contrasts two heart postures. The wicked exploit resources and relationships, borrowing with no intention of repayment. The righteous, grounded in trust toward God, open their hands in gracious generosity. A redeemed heart respects obligations and mirrors God’s giving nature, proving faith genuine through financial integrity and cheerful sharing. |