3783. opheiléma
Lexical Summary
opheiléma: Debt, obligation

Original Word: ὀφείλημα
Part of Speech: Noun, Neuter
Transliteration: opheiléma
Pronunciation: o-fay'-lay-mah
Phonetic Spelling: (of-i'-lay-mah)
KJV: debt
NASB: debts, what is due
Word Origin: [from (the alternate of) G3784 (ὀφείλω - ought)]

1. something owed
2. (figuratively) a due
3. (morally) a fault

Strong's Exhaustive Concordance
debt.

From (the alternate of) opheilo; something owed, i.e. (figuratively) a due; morally, a fault -- debt.

see GREEK opheilo

HELPS Word-studies

Cognate: 3783 opheílēma (a neuter noun) – the result of having a debt, focusing on the after-effect of the obligation (note the -ma suffix).

NAS Exhaustive Concordance
Word Origin
from opheiló
Definition
that which is owed, a debt
NASB Translation
debts (1), what is due (1).

Thayer's Greek Lexicon
STRONGS NT 3783: ὀφείλημα

ὀφείλημα, ὀφειλητος, τό (ὀφείλω), that which is owed;

a. properly, that which is justly or legally due, a debt; so for מַשָּׁאָה, Deuteronomy 24:12 (10); ἀφιέναι, 1 Macc. 15:8; ἀποτίνειν, Plato, legg. 4, p. 717 b.; ἀποδιδόναι, Aristotle, eth. Nic. 9, 2, 5 (p. 1165a, 3). κατά ὀφείλημα, as of debt, Romans 4:4.

b. in imitation of the Chaldean חוב or חובָא (which denotes both debt and sin), metaphorically, offence, sin (see ὀφειλέτης, b.); hence, ἀφιέναι τίνι τά ὀφειλετα αὐτοῦ, to remit the penalty of one's sins, to forgive them, (Chaldean חובִין שְׁבַק), Matthew 6:12. (Cf. Winer's Grammar, 30, 32, 33.)

Topical Lexicon
Definition and Scope of the Term

The word denotes that which is owed—an outstanding liability that must be satisfied. While its basic sense is financial, the term readily broadened to include moral and spiritual obligations, allowing Scripture to speak of sin as a payable debt before God.

Background in Jewish and Greco-Roman Thought

• Hebrew Scripture often links sin and guilt to an obligation requiring atonement (Leviticus 5:6, Isaiah 1:18).
• Rabbinic writings picture sin as a ledger entry against a person’s account.
• In the wider Greco-Roman world contracts and patronage systems framed life in terms of debts and duties, so the metaphor resonated naturally with first-century listeners.

New Testament Usage

1. The Lord’s Prayer (Matthew 6:12)

“And forgive us our debts, as we also have forgiven our debtors.”

Jesus teaches disciples to approach the Father aware of moral indebtedness and to couple prayer for release with the active release of others. The plural form highlights communal responsibility: the people of God pray not only for personal absolution but for corporate cleansing that sustains fellowship.

2. Paul’s Argument (Romans 4:4)

“Now to the one who works, his wages are not credited as a gift, but as an obligation.”

Paul contrasts earned wages with gracious imputation. If righteousness could be merited, God would merely be settling accounts. Instead, justification comes as an unmerited gift, underscoring the gospel’s foundation in grace rather than human earning.

Theological Themes

Sin as Debt
• Violations of God’s law incur real liability (James 2:10).
• Left unpaid, the debt leads to condemnation (Romans 6:23).
• The cross is presented as the full settlement: “He canceled the record of debt… nailing it to the cross.” (Colossians 2:14).

Grace and Imputed Righteousness
Romans 4 uses accounting language to teach that God “credits” righteousness apart from works (Romans 4:6-8).
• The believer’s ledger is cleared, not by effort, but by faith in the atoning work of Christ.

Forgiveness and Jubilee Imagery
• The prayer language echoes Leviticus 25 where debts are released during Jubilee, pointing to the messianic age of freedom (Luke 4:18-19).
• Jesus embodies the ultimate Jubilee, proclaiming liberty from every bondage, including moral indebtedness.

Ministry and Pastoral Implications

Prayer and Confession
• Regular acknowledgment of debt cultivates humility and dependence.
• Corporate liturgy that includes confession keeps congregations gospel-centered.

Stewardship and Economic Justice
• Awareness of forgiven moral debt motivates generosity toward those in financial debt (Deuteronomy 15:7-11, 2 Corinthians 8:9).
• Churches can model the kingdom by relieving burdens through benevolence and fair practices.

Reconciliation in Community
• A forgiven people must become a forgiving people (Ephesians 4:32).
• Releasing personal grievances mirrors divine mercy and preserves unity.

Historical Interpretation

Patristic Exegesis
• John Chrysostom highlighted the inseparability of receiving and extending forgiveness.
• Augustine saw in the term a reminder that even after baptism believers daily need cleansing grace.

Reformation Emphasis
• Martin Luther read Romans 4 as the heart of the doctrine of justification by faith alone, opposing any notion of merited salvation.
• John Calvin underscored that good works, though necessary as fruit, can never place God in a debtor position.

Practical Application for Believers Today

• Cultivate daily confession, trusting the Father who “is faithful and just to forgive” (1 John 1:9).
• Extend tangible and relational forgiveness promptly.
• Serve God not to earn favor but out of gratitude for debts already canceled.
• Practice wise financial stewardship, avoiding oppressive lending and seeking to free others from crushing liabilities.

A biblical theology of debt moves from the courtroom ledger of guilt to the liberating proclamation of forgiveness in Christ. Embracing that reality transforms prayer, ethics, and community life, ensuring that the people of God live as debt-free heirs who joyfully extend the same grace they have received.

Forms and Transliterations
οφειλημα οφείλημα ὀφείλημα οφειληματα οφειλήματα ὀφειλήματα opheilema opheilēma opheílema opheílēma opheilemata opheilēmata opheilḗmata
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Interlinear GreekInterlinear HebrewStrong's NumbersEnglishman's Greek ConcordanceEnglishman's Hebrew ConcordanceParallel Texts
Englishman's Concordance
Matthew 6:12 N-ANP
GRK: ἡμῖν τὰ ὀφειλήματα ἡμῶν ὡς
NAS: And forgive us our debts, as we also
KJV: us our debts, as we
INT: us the debts of us as

Romans 4:4 N-ANS
GRK: ἀλλὰ κατὰ ὀφείλημα
NAS: as a favor, but as what is due.
KJV: but of debt.
INT: but according to debt

Strong's Greek 3783
2 Occurrences


ὀφείλημα — 1 Occ.
ὀφειλήματα — 1 Occ.

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